Introduction
If you aspire to “live life well” and “optimise the impact your life has on the people and causes you care about,” then you’ll need a very clear and values-driven purpose and mission based on what is truly valuable and important to you, and a supporting financial plan to fund it.
In the world of life coaching, legacy planning, and cross-generational wealth management, the challenge isn’t just about numbers—it’s about vision.
For self-made entrepreneurs and wealth creators, the journey from financial success to a meaningful legacy can feel overwhelming. The complexity of inter-relationships between people, assets, governance structures, and personal values often results in a lack of joined-up thinking and fragmented decision-making. Without a structured way to unify these elements in a cohesive and dynamic Life & Legacy Plan, golden opportunities for true and enduring impact—over your lifetime and beyond—can be lost.
The Hereditas Life & Legacy Planning Process
At the heart of this challenge sits the Hereditas Life & Legacy Planning process, delivered by an accredited Co-Active Life Coach and Chartered Financial Planner. Together, these resources provide a foundation that integrates your wealth with a clear values-driven mission and purpose, empowering the people and causes around you to collaborate to craft and bring about a compelling and financially coherent life and legacy vision.
Voyant (and financial aggregation tools like Pocketsmith and MoneyHub) serve as essential wealth management tools within this framework, enabling dynamic financial planning and scenario modelling to bring clarity, alignment, and transformational action to the process.
Decluttering Financial Complexity: The Role of Voyant & Financial Aggregation Tools
Wealth creators often find themselves bogged down by financial clutter—multiple accounts, intricate tax structures, business holdings, investments, and estate plans. Each component has implications, yet traditional financial planning often isolates them.
Voyant acts as a unifying tool, enabling an ‘apples-with-apples’ comparison of financial scenarios, helping individuals move from complexity to clarity. Rather than predicting the future, Voyant facilitates ‘what-if’ scenario modelling, allowing clients and their wealth management teams to explore plausible scenarios and sensitivities to different outcomes.
However, for ‘what-if’ planning to be truly effective, it requires shared understanding and agreement on key assumptions. If we cannot fault the assumptions, we must accept the conclusions. By fostering discussion and agreement around the foundational elements of a Voyant planning model—such as lifestyle expenditure budgets, income streams, investment market expectations, business performance, tax regimes, finance raising, pension rules, and risk management—clients and advisers can build more robust, meaningful, and actionable financial strategies.
Through a dynamic feedback loop, individuals can:
- Visualise their financial and lifestyle choices in real-time
- Explore different legacy planning scenarios and their long-term impact
- Stress-test financial plans against potential risks and opportunities
- Align decisions with deeply held values and aspirations
Bringing Vision to Life: The Hereditas & Co-Active Coaching Connection
Numbers don’t drive action—meaning and purpose do.
At the core of effective planning lies the Hereditas Life & Legacy Planning process, enriched by the Co-Active coaching approach. This is not just life coaching, financial planning, or wealth management—it is about designing a coherent life and legacy plan and strategy that is meaningful, robust, and aligned with personal values.
Co-Active coaching transforms planning into a deeply personal and motivating process. By focusing on the individual as ‘creative, resourceful, and whole,’ we move beyond static wealth management to dynamic life and legacy design.
By following Sir John Whitmore’s “Coaching for Performance” GROW model (Goal, Reality, Options, Will) and Lord Deming’s CANEI (Continuous and Never-Ending Improvement) approach, we guide clients through:
- Goal Setting: Defining what a meaningful life and legacy truly look like
- Reality Check: Understanding the current financial picture through Voyant’s modelling
- Options Exploration: Strategising ways forward, stress-testing different financial and life decisions
- Will & Commitment: Motivating you to take transformational action, and continuously refining your plans as your life evolves
By integrating Hereditas processes and Co-Active coaching with Voyant’s modelling capabilities, we create a dynamic, iterative system and process that aligns financial planning with a client’s deeper sense of mission and purpose. This ensures that wealth is not just created or managed but actively shaped to serve a greater vision.
Simplicity Without Oversimplification: The ‘Relationships Under Management’ Model
Great planning and management is a team game. A Hereditas Life & Legacy Coach doesn’t replace traditional financial, tax, or legal professionals—instead, the coach helps to orchestrate a more coherent and collaborative approach.
Under our Relationships Under Management model, clients work with a carefully selected team, including:
- Specialist Professional Service Providers: e.g. financial advisers, business advisers, accountants, lawyers
- Personal Representatives: e.g. attorneys, trustees, executors
- Nominated Stakeholders & Beneficiaries: e.g. the people and causes they care about and rely upon
By integrating these relationships into a single, client-directed framework, we streamline decision-making, reduce inefficiencies, and ensure that all elements of life, business, and legacy planning work in harmony.
A More Coherent Future
The greatest entrepreneurs know that clarity and purpose drive action.
By placing the Hereditas Life & Legacy Planning process delivered by a Co-Active Life Coach at the core of the journey, and by leveraging financial planning and wealth management tools like Voyant and MoneyHub as unifying financial planning tools, we create a system that is robust, efficient, and truly transformational. The result? More empowered decisions, greater alignment between wealth and purpose, and a legacy that extends far beyond the monetary value of your estate on your death.
As a Hereditas-accredited Life & Legacy Planning coach and a Chartered Financial Planner, I believe that true wealth isn’t just about what money you leave behind—it’s about the life you design today and the impact of your decisions on actions on your “future self” and all the people and causes you care about.
What’s Your Next Step?
If you’re ready to bring clarity, simplicity, and meaning to your life and legacy planning, I’d love to start that conversation.
If you’re an entrepreneur, wealth creator, or adviser looking to integrate purpose-driven life, legacy, and financial planning into your approach, let’s connect.
Drop me a message or comment below—let’s explore how my coaching can bring clarity and impact to your life and legacy planning journey.
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